NEW & USED
Auto Loans

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Term Fixed APR* as low as Minimum Loan Amount
60 Months 2.69% $2,500 View
72 Months 2.89% $2,500 View
84 Months 3.79% $25,000 View

* Annual Percentage Rate. APR shown is the lowest available rate, excluding discounts for auto buying and insurance services. Actual APR based on borrower’s credit history, year of vehicle and loan terms. Membership required based on eligibility. Loan payment example: $18.00 per month for each $1,000 borrowed at 2.69% APR for 60 months.

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Members’ Auto Center or Carvana Discount: Reduce rate by 0.25% (lowest available rate 2.44%)

Insurance Discount: Reduce rate by 0.25% with qualifying policy (lowest available rate 2.44%)

Combining both discounts: Reduce rate up to 0.50% (lowest possible rate is 2.24% including all discounts)

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NEW & USED
Motorcycle Loans

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Term Fixed APR* as low as Minimum Loan Amount
48 Months 4.74% $5,000 View
60 Months 4.99% $10,000 View
72 Months 5.34% $15,000 View
84 Months 5.69% $25,000 View

* Annual Percentage Rate. APR shown is the lowest available rate. Actual APR based on borrower’s credit history, year of vehicle and loan terms. Membership required based on eligibility. Loan payment example: $23.00 per month for each $1,000 borrowed at 4.74% APR for 48 months.

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NEW & USED
RV and Boat

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Term Fixed APR* as low as Minimum Loan Amount
60 Months 4.24% $10,000 View
90 Months 4.74% $30,000 View
120 Months 4.99% $40,000 View
144 Months 5.24% $50,000 View

* Annual Percentage Rate. APR shown is the lowest available rate. Actual APR based on borrower’s credit history, year of vehicle and loan terms. Membership required based on eligibility. Loan payment example: $19.00 per month for each $1,000 borrowed at 4.24% APR for 60 months.

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NEW & USED
ATVs, UTVs and Personal Watercraft

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Term Fixed APR* as low as Minimum Loan Amount
48 Months 4.74% $5,000 View
60 Months 4.99% $10,000 View
72 Months 5.34% $15,000 View
84 Months 5.69% $25,000 View

* Annual Percentage Rate. APR shown is the lowest available rate. Actual APR based on borrower’s credit history, year of vehicle and loan terms. Membership required based on eligibility. Loan payment example: $23.00 per month for each $1,000 borrowed at 4.74% APR for 48 months.

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Credit Cards

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Visa® Signature Rewards Visa® Secured Visa® Platinum
APR* as low as 17.99% 9.49% 7.74%
view view view

*Annual Percentage Rate. APR shown is the lowest available rate. Actual APR may be higher depending on a variety of factors, including borrower’s credit history.

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First Mortgage

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For current mortgage rates and to get your personalized quote, please contact a Mortgage Specialist.

Home Equity Loan

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Term Fixed APR* as low as Minimum Loan Amount
60 Months 4.00% $15,000 View
84 Months 4.25% $15,000 View
120 Months 4.50% $15,000 View
180 Months 4.75% $30,000 View
240 Months 5.25% $40,000 View

* Annual Percentage Rate. APR shown is the lowest available rate. Actual APR based on borrower’s credit history, loan to value and loan terms. Membership required based on eligibility. Loan payment example: $19.00 per month for each $1,000 borrowed at 4.00% APR for 60 months.

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Home Equity Line of Credit (HELOC)

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Term Variable APR* as low as Minimum Loan Amount
10 year draw period,
15 year repayment period 		4.25% $15,000 View

* Variable Annual Percentage Rate. APR shown is the lowest available rate. Actual APR based on borrower’s credit history, collateral and loan terms. Membership required based on eligibility.

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Personal Loans

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Term Fixed APR* as low as Minimum Loan Amount
36 Months 8.75% $500 View
48 Months 9.25% $500 View
60 Months 10.25% $500 View

* Annual Percentage Rate. APR shown is the lowest available rate. Actual APR based on borrower’s credit history, collateral and loan terms. Membership required based on eligibility. Loan payment example: $32.00 per month for each $1,000 borrowed at 8.75% APR for 36 months.

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Personal Line of Credit (LOC)

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Fixed APR* as low as Minimum Loan Amount
17.99% $500 View

* Annual Percentage Rate. APR shown is the lowest available rate. Actual APR based on borrower’s credit history, collateral and loan terms. Membership required based on eligibility.

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Checking Plus

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Minimum to Earn APY Dividend Rate Annual Percentage Yield (APY)
$25 0.01% 0.01% view
$1,000 0.05% 0.05% view
$10,000 0.07% 0.07% view
$25,000 0.10% 0.10% view

Minimum opening deposit is $20.

Qualifying transactions to waive $3 monthly Checking Plus fee include 10+ debit/credit card purchases, ACH deposits and withdrawals (e.g., direct deposit, automatic bill pay), and checks written and cleared from your account per month.

1 Annual Percentage Yield (APY) accurate as of Jul 31, 2021. Rates are variable and may change after account is opened. Fees may reduce earnings.

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Money Market Checking

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Minimum to Earn APY Dividend Rate Annual Percentage Yield (APY)
$1,000 0.05% 0.05% view
$25,000 0.10% 0.10% view
$50,000 0.15% 0.15% view
$250,000 0.20% 0.20% view

Minimum opening deposit is $2,000.

To open a Money Market Checking Account, stop by one of our branch locations or call (602) 683-1000.

Current members can request an account by logging in to their online account and clicking Additional Services > Secure Forms.

1 Annual Percentage Yield (APY) accurate as of Jul 31, 2021. Rates are variable and may change after account is opened. Fees may reduce earnings.

Basic Savings

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Minimum to Earn APY Dividend Rate Annual Percentage Yield (APY)
$25 0.05% 0.05% view

No minimum opening deposit is required. This rate also applies to Special Savings and Holiday Club accounts.

To open a Savings Account, stop by one of our branch locations or call (602) 683-1000.

Current members can request an account by logging in to their online account and clicking Additional Services > Secure Forms.

1 Annual Percentage Yield (APY) accurate as of Jul 31, 2021. Rates are variable and may change after account is opened. Fees may reduce earnings.

Certificates

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Term Minimum to Earn APY Dividend Rate Annual Percentage Yield (APY)
6 Months $1,000 0.25% 0.25% View
12 Months $1,000 0.35% 0.35% View
18 Months $1,000 0.40% 0.40% View
24 Months $1,000 0.45% 0.45% View
36 Months $1,000 0.50% 0.50% View
48 Months $1,000 0.60% 0.60% View
60 Months $1,000 0.70% 0.70% View

Minimum opening balance and minimum to earn dividends is $1,000 for all Certificates. Dividends accrue from date of deposit and are compounded and credited monthly based on the average daily balance. Withdrawal of dividends prior to maturity will reduce your earnings. Certificates that renew automatically will receive the rate in effect on the date of renewal. There is a 10-day grace period at maturity. Non-renewals do not earn dividends after maturity. You have agreed to leave the principal of this account on deposit for the full term stated on your Certificate deposit receipt. If all or part of the principal is withdrawn before the maturity date, the Credit Union may charge you a penalty. We may grant a penalty waiver in the cases of the owner's death or for withdrawals payable to an IRA owner as a normal post 59 ½ distribution. Withdrawals resulting in a balance less than the required minimum must be closed. Penalty amounts may exceed earnings.

To open a Share Certificate, stop by one of our branch locations or call (602) 683-1000.

Current members can request an account by logging in to their online account and clicking Additional Services > Secure Forms.

1 Annual Percentage Yield (APY) accurate as of Jul 31, 2021. Rates are variable and may change after account is opened. Fees may reduce earnings.

IRAs
(Traditional & Roth)

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Term Minimum to Earn APY Dividend Rate Annual Percentage Yield (APY)
12 Months $1,000 0.35% 0.35% View
18 Months $1,000 0.40% 0.40% View
24 Months $1,000 0.45% 0.45% View
36 Months $1,000 0.50% 0.50% View
48 Months $1,000 0.60% 0.60% View
60 Months $1,000 0.70% 0.70% View

Minimum opening balance and minimum to earn dividends is $1,000 for all Certificates. Dividends accrue from date of deposit and are compounded and credited monthly based on the average daily balance. Withdrawal of dividends prior to maturity will reduce your earnings. Certificates that renew automatically will receive the rate in effect on the date of renewal. There is a 10-day grace period at maturity. Non-renewals do not earn dividends after maturity. You have agreed to leave the principal of this account on deposit for the full term stated on your Certificate deposit receipt. If all or part of the principal is withdrawn before the maturity date, the Credit Union may charge you a penalty. We may grant a penalty waiver in the cases of the owner's death or for withdrawals payable to an IRA owner as a normal post 59 ½ distribution. Withdrawals resulting in a balance less than the required minimum must be closed. Penalty amounts may exceed earnings.

To open an Individual Retirement Account (IRA), stop by one of our branch locations or call (602) 683-1000.

Current members can request an account by logging in to their online account and clicking Additional Services > Secure Forms.

1 Annual Percentage Yield (APY) accurate as of Jul 31, 2021. Rates are variable and may change after account is opened. Fees may reduce earnings.