NEW & USED
Auto Loans

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Term Fixed APR* as low as Minimum Loan Amount
60 Months 3.44% $2,500
72 Months 3.64% $2,500
84 Months 4.04% $25,000

* Annual Percentage Rate. APR shown is the lowest available rate, excluding discounts for auto buying and insurance services. Actual APR based on borrower’s credit history, year of vehicle and loan terms. Membership required based on eligibility. Loan payment example: $18.00 per month for each $1,000 borrowed at 3.44% APR for 60 months.

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Members’ Auto Center or Carvana Discount: Reduce rate by 0.25% (lowest available rate 3.19%)

Insurance Discount: Reduce rate by 0.25% with qualifying policy (lowest available rate 3.19%)

Combining both discounts: Reduce rate by 0.50% (lowest available rate 2.94%)

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NEW & USED
Motorcycle Loans

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Term Fixed APR* as low as Minimum Loan Amount
48 Months 4.74% $5,000
60 Months 4.99% $10,000
72 Months 5.34% $15,000
84 Months 5.69% $25,000

* Annual Percentage Rate. APR shown is the lowest available rate. Actual APR based on borrower’s credit history, year of vehicle and loan terms. Membership required based on eligibility. Loan payment example: $23.00 per month for each $1,000 borrowed at 4.74% APR for 48 months.

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RV and Boat

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Term Fixed APR* as low as Minimum Loan Amount
60 Months 4.99% $10,000
90 Months 5.49% $30,000
120 Months 5.74% $40,000
144 Months 5.99% $50,000

* Annual Percentage Rate. APR shown is the lowest available rate. Actual APR based on borrower’s credit history, year of vehicle and loan terms. Membership required based on eligibility. Loan payment example: $19.00 per month for each $1,000 borrowed at 4.99% APR for 60 months.

NEW & USED
ATVs, UTVs and Personal Watercraft

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Term Fixed APR* as low as Minimum Loan Amount
48 Months 4.74% $5,000
60 Months 4.99% $10,000
72 Months 5.34% $15,000
84 Months 5.69% $25,000

* Annual Percentage Rate. APR shown is the lowest available rate. Actual APR based on borrower’s credit history, year of vehicle and loan terms. Membership required based on eligibility. Loan payment example: $23.00 per month for each $1,000 borrowed at 4.74% APR for 48 months.

Credit Cards

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Visa® Signature Rewards Credit Card Visa® Secured Visa® Platinum
APR* as low as 17.99% 11.49% 9.74%

*Annual Percentage Rate. APR shown is the lowest available rate. Actual APR may be higher depending on a variety of factors, including borrower’s credit history.

First Mortgage

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To see current mortgage rates and get your personalized quote, visit the Mortgage Webcenter.

Home Equity Loan

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Term Fixed APR* as low as Minimum Loan Amount
60 Months 4.50% $10,000
84 Months 4.75% $10,000
120 Months 5.00% $10,000
180 Months 5.25% $30,000
240 Months 5.75% $40,000

* Annual Percentage Rate. APR shown is the lowest available rate. Actual APR based on borrower’s credit history, loan to value and loan terms. Membership required based on eligibility. Loan payment example: $19.00 per month for each $1,000 borrowed at 4.75% APR for 60 months.

Home Equity Line of Credit (HELOC)

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Term Variable APR* as low as Minimum Loan Amount
10 year draw period,
15 year repayment period
5.25% $10,000

* Variable Annual Percentage Rate. APR shown is the lowest available rate. Actual APR based on borrower’s credit history, collateral and loan terms. Membership required based on eligibility.

Personal Loans

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Term Fixed APR* as low as Minimum Loan Amount
36 Months 9.25% $500
48 Months 9.75% $500
60 Months 10.25% $500

* Annual Percentage Rate. APR shown is the lowest available rate. Actual APR based on borrower’s credit history, collateral and loan terms. Membership required based on eligibility. Loan payment example: $32.00 per month for each $1,000 borrowed at 9.25% APR for 36 months.

Personal Line of Credit (LOC)

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Fixed APR* as low as Minimum Loan Amount
17.99% $500

* Annual Percentage Rate. APR shown is the lowest available rate. Actual APR based on borrower’s credit history, collateral and loan terms. Membership required based on eligibility.

Checking Plus

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Minimum to Earn APY Dividend Rate (APR) Annual Percentage Yield (APY)
$25 0.01% 0.01%
$1,000 0.05% 0.05%
$10,000 0.20% 0.20%
$25,000 0.25% 0.25%
$50,000 0.25% 0.25%

Minimum opening deposit is $20.

Qualifying transactions to waive $3 monthly Checking Plus fee include 10+ debit/credit card purchases, ACH deposits and withdrawals (e.g., direct deposit, automatic bill pay), and checks written and cleared from your account per month.

Money Market

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Minimum to Earn APY Dividend Rate (APR) Annual Percentage Yield (APY)
$1,000 0.05% 0.05%
$10,000 0.20% 0.20%
$25,000 0.25% 0.25%
$50,000 0.50% 0.50%
$100,000 0.70% 0.70%
$250,000 1.00% 1.00%

No minimum opening deposit is required.

To open a Money Market Account, stop by one of our branch locations or call (602) 683-1000.

Current members can request an account by logging in to their online account and clicking Additional Services > Secure Forms.

Basic Savings

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Minimum to Earn APY Dividend Rate (APR) Annual Percentage Yield (APY)
$25 0.11% 0.11%

No minimum opening deposit is required.

To open a Savings Account, stop by one of our branch locations or call (602) 683-1000.

Current members can request an account by logging in to their online account and clicking Additional Services > Secure Forms.

Holiday Club

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Minimum to Earn APY Dividend Rate (APR) Annual Percentage Yield (APY)
$100 0.11% 0.11%

No minimum opening deposit is required.

To open a Holiday Club Account, stop by one of our branch locations or call (602) 683-1000.

Current members can request an account by logging in to their online account and clicking Additional Services > Secure Forms.

Special Savings

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Minimum to Earn APY Dividend Rate (APR) Annual Percentage Yield (APY)
$100 0.11% 0.11%

No minimum opening deposit is required.

To open a Special Savings Account, stop by one of our branch locations or call (602) 683-1000.

Current members can request an account by logging in to their online account and clicking Additional Services > Secure Forms.

Certificates

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Term Minimum to Earn APY Dividend Rate (APR) Annual Percentage Yield (APY)
6 Months $500 1.09% 1.10%
12 Months $500 1.39% 1.40%
24 Months $500 1.59% 1.60%
36 Months $500 1.69% 1.70%
48 Months $500 1.79% 1.80%
60 Months $500 1.98% 2.00%

Minimum opening deposits for Share Certificates is $500.

To open a Share Certificate, stop by one of our branch locations or call (602) 683-1000.

Current members can request an account by logging in to their online account and clicking Additional Services > Secure Forms.

Term Minimum to Earn APY Dividend Rate (APR) Annual Percentage Yield (APY)
12 Months $500 1.39% 1.40%
18 Months $500 1.49% 1.50%
60 Months $500 1.98% 2.00%

Minimum opening deposit for IRA Share Certificates is $100.

To open an Individual Retirement Account (IRA), stop by one of our branch locations or call (602) 683-1000.

Current members can request an account by logging in to their online account and clicking Additional Services > Secure Forms.