Turn the equity in your home into a powerful financial tool – remodel your home, make repairs, consolidate debt or purchase a big-ticket item.

Rates as low as
4.50%APR1
Terms up to
See More
Apply Now

Home Equity Line of Credit

Enjoy the flexibility of a HELOC so you can borrow what you need, when you need it.

  • No closing costs or fees
  • Variable interest rate
  • Interest-only payments for the first 10 years, followed by 15-year repayment period
  • No prepayment penalty
  • Earn a year-end loan interest rebate through Plus Payouts on qualifying loans

Home Equity Loan

Do you have a specific need in mind? Lock in the benefits of a low, fixed rate and payment.

  • No closing costs or fees
  • Low, fixed interest rate for the life of the loan
  • No prepayment penalty
  • No annual fee
  • Earn a year-end loan interest rebate through Plus Payouts on qualifying loans

Apply today!

It’s easy to apply online, by phone at (602) 683-1000, or at one of our branch locations.

Apply Online
Make An Appointment
1Annual Percentage Rate. APR show is the lowest available rate for up to 60 months. Actual APR based on borrower’s credit history, loan to value, and loan terms. Membership required based on eligibility. Loan payment example: $19.00 per month for each $1,000 borrowed at 4.75% APR for 60 months.