Whether you're looking for a brand new or pre-owned vehicle, we offer low rates and flexible terms to meet your unique needs.

Rates as low as
3.44%APR1
Terms up to

Our auto loans feature:

When you use our car buying options and insurance specialists, you can save up to 0.50% off your auto loan rate:

  • Members’ Auto Center – let our experts find the vehicle you want, plus qualify for a 0.25% discount on your Arizona Federal auto loan
  • Carvana – shop for quality, preowned vehicles from the comfort of home and qualify for a 0.25% discount on your Arizona Federal vehicle loan
  • Auto Insurance – our team can help you find a great deal on your policy, plus you may qualify for an additional 0.25% discount on your Arizona Federal auto loan2

Have a car loan somewhere else? Find out how much you can save when you move your loan to Arizona Federal.

  • Lower your monthly payment
  • Extend your term
  • No fees to refinance

Apply online, call (602) 683-1000 or stop by one of our branch locations for assistance.

Like a side of fries makes the meal, there are options that make sense to go along with your auto loan. Make sure you're covered for the unexpected.

Save time, get preapproved!

For your convenience get preapproved before you go car shopping. It’s easy to apply online, by phone at (602) 683-1000, or at one of our branch locations.

1 Annual Percentage Rate. APR shown is the lowest available rate for up to 60 months, excluding discounts for auto buying and insurance services. Actual APR based on borrower’s credit history, year of vehicle and loan terms. Membership required based on eligibility. Loan payment example: $18.00 per month for each $1,000 borrowed at 3.49% APR for 60 months.

2 Must purchase insurance policy within 30 days of loan funding to receive discount. Insurance products and services are offered through Arizona Federal Insurance Solutions, LLC, and are not products, services or obligations of Arizona Federal Credit Union. Insurance products and services are not insured by the NCUA and have no credit union guarantee.