Arizona Federal offers an expanded suite of services to enhance and simplify your operations.

Remote Deposit

Save the time and hassle of visiting a branch – quickly deposit your checks from anywhere using our digital remote deposit technology.


Merchant Bankcard Services

Expand your business and increase sales by accepting credit cards anywhere you do business. We've partnered with Elan® Merchant Services to provide cutting-edge solutions.

Night Drop

Our 24-hour night-drop is a secure, convenient way for merchants to drop off daily receivables. Deposits made outside of business hours will be applied the next business day.

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Safe Deposit Boxes

Ensure your valuable business items are safe and protected with our affordable safe deposit box options.

Contact a Business Banking Officer today to get started!

Justine began her financial career with Bank of America. She soon realized her passion lies in community banking. After joining us in 2015 as a client service representative, she was recognized for her strong rapport with members and was promoted to branch manager and then to business banking officer.

Her commitment to working with local small business owners and providing them with financial solutions mirrors her enthusiasm for forging long-term relationships and connections within the community.

Justine is an avid driver of various volunteer and philanthropic efforts at Arizona Federal, including Run for Ryan House, St. Mary’s Food Bank and Make-A-Wish. In her spare time, she enjoys raising her four young children with her husband Anthony.

Jacky works with Arizona’s small business owners to deliver creative banking solutions to manage their finances. Jacky believes in personalized service and convenience to solve challenges and help companies achieve their goals. She has supported local business owners for more than seven years and is committed to serving the financial needs of the community. Jacky is an Arizona State University alumni and enjoys exploring Arizona on the weekends.

Dorene has more than 25 years of banking experience in various roles. She eventually decided to work for a community-based financial institution because she enjoys giving back to her community by volunteering and helping local businesses.

She began her career with us in 2017 as a client services representative and six months later, she was promoted to branch manager. In July 2019 she was promoted to business banking officer. Dorene enjoys working with local businesses to match them with accounts and services suitable for their needs and prides herself in developing excellent rapport with her members.

Dorene has two sons and two cats and enjoys hiking on the weekends.

Ruby has more than 15 years of banking experience. She has worked at some of the nation’s largest banks but has worked with Arizona Federal since 2017. Ruby enjoys connecting with her clients and providing them with financial solutions. Her experience and knowledge has allowed her to become a trusted partner within the community.

She is a native to Arizona. Outside of work, she enjoys traveling and is a huge advocate in the fitness industry.