Start your kids off on the path to good money management skills with our youth and teen accounts.

         
Account Type Youth Account    Teen Account   
Minimum Opening Deposit $0   $0  
Minimum Balance To Earn APY1 $25   $25  
Monthly Service Fee None   None  
         

To open a youth or teen account, stop by one of branch locations or schedule an appointment.

Explore Account Options

It's never too early to teach kids about money basics. Our Youth Account is the perfect way to start your kids on their financial journey.

  • $0 opening deposit
  • $0 monthly service fee
  • Easy to manage – keep track of balances with free mobile and online account access
  • Easy online transfers from your account to your child's account
  • Turn coins into savings with free Coinstar transactions at all Arizona Federal branch locations
  • Identity protection through ID ProtectTM

Set your teen up for success and on the path to learning good money management skills with a savings account and our Checking Plus Account.

  • $0 opening deposit
  • $0 monthly service fee
  • Visa® debit card that works with Apple PayTM, Samsung PayTM and Google PayTM
  • Keep track of balances, create savings goals and set alerts with the mobile app
  • Easy access to cash with 30,000+ surcharge-free ATMs
  • Identity protection through ID ProtectTM

Enhance your child’s Youth Account with FREE enrollment in our exclusive clubs.

  • Special gifts for new accounts
  • Exclusive discounts from Arizona Humane Society and Phoenix Rising
  • Newsletters and chances to win prizes

 

What You Need To Open a Youth or Teen Account

To open an account, stop by a branch location or schedule an appointment. At this time, Youth and Teen accounts cannot be opened online.

Youth Account

  • Must have joint owner (parent/guardian/adult relative)
  • Social Security or tax-ID number
  • Joint owner must have a Social Security or tax-ID number and a valid form of ID

Teen Account

  • Identification (school ID, driver’s license, state ID, passport, etc.)
  • Social Security or tax-ID number
  • No joint owner required (joint owners must be over 18)

1 Annual Percentage Yield.