Benefits of membership.

Benefits of Membership

When you become one of Us, you'll have access to a wide variety of member-only benefits – including low loan rates, competitive savings returns and great mobile technology. Check out all of the benefits here:

PLUs
(Payback for Loyalty to Us)

Earn a cash payout just for being an active member. Because when the cooperative does well, we all benefit!1

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Low Cost Loans

From auto loans to home loans to credit cards and more, we can help turn your dreams into reality.




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Financial Coaches

Meet with a coach, who'll review your credit report and help you develop a plan for tackling debt, improving your credit score and creating a spending plan.


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Cutting-edge Technology

It's empowering being one of Us ! We offer the latest mobile and online tools to make accessing and managing your finances easier!

cardpower TouchID


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Identity Protection

As a member, you receive FREE identity protection services for you and your family, plus access to your credit report and credit score.




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Car Buying Service

Skip the hassle of shopping at the dealership. Our experts will find the vehicle you want, negotiate the deal and deliver the vehicle to your door2.


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Insurance Specialists

Our team can help you find a great deal on auto, home and life insurance with a no-cost, no-obligation insurance review.3



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CFS4 Financial Advisors

Meet with an advisor to help you create a plan for achieving your investment goals.






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Everyday Discounts


Save on your day-to-day purchases with the Arizona Federal SaversGuide®.





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Purchase Rewards

CashbackEarn cash back when you use your Arizona Federal debit card at participating merchants.




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1 PLUs criteria subject to change.

2 Members' Auto Center is a licensed auto broker.

3 Insurance products and services are offered through Arizona Federal Insurance Solutions, LLC, and are not products, services or obligations of Arizona Federal Credit Union. Insurance products and services are not insured by the NCUA and have no credit union guarantee.

4 Non-deposit investment products and services are offered through CUSO Financial Services, L.P. ("CFS"), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. Arizona Federal Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.

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