Sixty-seven percent of Americans cite money as a significant cause of stress, according to the American Psychological Association’s 2015 Stress in America survey.
When I was a student with a full-time job, I can remember the anxiety that I would get worrying about my to-do list. You know – homework, rent, gas, car payment, etc. And running around to make sure I could get to my financial institution before they closed was exhausting.
In the early- to mid-90s, financial institutions began offering consumers their first taste of home banking services. Typically the consumer installed the PC banking program on their computer – most likely something equipped with an Intel® 486 processor – from the floppy disk or CD they picked up at their local branch (like one of our credit union locations in the Valley). After a few clicks and the “ping-ping-ping” of a dial-up modem, members had access to their balances, account histories, and the options of making transfers and paying bills.