Improved protection for consumers in mortgage lending.

The Secure and Fair Enforcement for Mortgage Licensing Act is a federal law designed to improve protection for consumers and reduce fraud in mortgage lending.

Under this law, individual mortgage loan originators (MLOs) must register in the Nationwide Mortgage Licensing System and Registry (NMLS).

concept of network of mortgage lenders with safety precautions for consumer
At Arizona Federal we take great pride in ensuring that our employees are knowledgeable and earn your trust. All of our MLOs are registered with the NMLS.

Visit the NMLS website to easily find or verify your MLO’s NMLS ID.