Do you need to free up cash for your summer vacation, tax time, holiday expenses or a personal emergency?

You may be eligible to skip your Arizona Federal loan payment one time every 12 months. Choose the month that works best for you.

Here's how:


Log in to your online account or the mobile app.


To see if you’re eligible:

Online banking – click on "Additional Services" and then select "Skip A Payment"

Mobile app – click "Skip A Payment" under the menu (Android) or "More" (Apple) link


If you’re eligible, complete the form to process your request.

Keep in mind:
  • Most closed-end loans (vehicle loans, personal loans) are eligible for the program.
  • Interest continues to accrue during the skipped payment.
  • Skipping a payment may extend the term of your loan.
  • Not all loans and members will qualify.