As the only Arizona-based credit union with SBA Preferred Lender status, we're able to streamline the application process & provide faster decisions to small business owners.

Explore Our SBA Loans

         
  SBA 7(a)   SBA 504  
Who should get this loan For borrowers looking to start, acquire or expand a small business   For small businesses who need financing for real estate  
Loan Types
  • Real Estate Acquisition & Refinancing
  • Business Debt Refinancing
  • Business Acquisitions & Partner Buyouts
  • Equipment Financing
  • Business Expansion/Working Capital
  • Mixed-Use Financing
 
  • Real Estate Acquisition
 
Max Loan Size
  • $5 million
 
  • $5.4 million -Multi-use properties
  • $1.8 million - Non-multi-use properties
 
Maturity
  • Matches use of proceeds
  • 10-25 years
 
  • First deed of trust loan amortized over 25 years
  • Up to 25 years on second deed of trust loan
 
Key Features
  • Minimal equity requirements
  • No minimum collateral requirements
  • Minimal repayment penalties
 
  • Max 90% leverage (less for startup and/or special use)
  • Longer term prepayment penalties
 
Other Details
  • No balloon payments
 
  • 5-year fixed interest rates
  • Recourse to any 20% or more owner
 
         
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Contact a commercial loan officer today to get started!

Randall serves as the EVP of commercial lending, leading credit administration, portfolio management and loan operations. He has a robust background in commercial and small business lending at both large and smaller community banking institutions. Randall joined us in 2015.

Jared is an SBA loan officer with more than 10 years of community banking experience, with the last seven years with us. Having worked with community banks and credit unions for his entire career, he has learned the value in supporting our community and its small businesses.

For the last four years, Jared has developed an expertise in both SBA 7(a) and 504 lending programs, which has allowed him to become a trusted resource for lenders, brokers, accountants and small business owners. He worked on the retail side of banking prior to doing SBA loans. This knowledge has allowed him to fully understand the importance of relationship banking.

He is a native to Arizona. Outside of work, he enjoys spending time with his wife and three young children. When time permits, he enjoys supporting and volunteering with local non-profits focused on families and children.

Scott has more than 15 years of commercial banking experience. He has worked at some of the nation’s largest banks but spent the past 5 years with us. Scott has extensive loan origination experience in income producing properties, commercial construction, owner-occupied real estate, SBA lending to businesses, and commercial appraisals. Through the years, Scott has originated over $600 million in commercial loans. Scott’s clients benefit from local decision making, quick decisions and hands-on underwriting and closing teams.

Outside of work Scott enjoys spending time with his busy daughter, volunteering with a local cancer organization and staying active in the Arizona sun.

Mike is a Commercial Loan Officer with more than 20 years of commercial and private banking experience. With the constantly changing lending environment – whether the changes are market driven, regulatory or consumer driven – Mike has learned how to adapt and help members through all aspects of the lending process to meet their needs.

Outside of work, Mike’s hobbies are cooking, movies and traveling. His go-to vacation spots are Coronado, California; Tucson; and Park City, Utah. He also enjoys golf, skiing, surfing and sailing. Mike stays in shape by jogging and likes riding his bike as much as possible, especially around Old Town Scottsdale.