Low rates, no fees & great benefits.

Credit Cards

Tired of paying high annual fees to earn rewards on your credit card? We've designed a Platinum card that truly rewards our members with no annual fee and no fees for cash advances. With the Visa® Platinum Card with ScoreCard Rewards™, earn rewards points that don't expire and can be redeemed for merchandise AND travel – with no blackout dates!

  • No annual fee
  • No cash advance fee
  • ATM access
  • Use it as Overdraft Protection for your Everything Account
  • Earn a year-end loan interest rebate through PLUS on qualifying loans

If you need to report a Visa card as lost or stolen, immediately call:

  • During Business Hours: Arizona Federal at (602) 683-1000 or 1-800-523-4603
  • After Business Hours: Visa Hotline at 1-866-599-5615

And there's more...

  • Take out a cash advance at the same rate as your current rate
  • Enjoy a statement grace period of 25 days
  • Zero liability for signature transactions protects you from paying unauthorized charges
  • Receive even more savings with great discounts from Visa partners
  • Added safety when you shop online with a Verified by Visa password – enroll your card today!
  • Convenient online shopping with Visa Checkout
  • Access to 24-hour card member service at 1-866-599-5615
  • Emergency cash and card replacement
  • Auto rental collision damage waiver

Don't forget ScoreCard Rewards!

  • Earn one point for every dollar spent in qualifying purchases
  • Redeem points for travel and merchandise – points never expire
  • Start redeeming rewards at 2,000 points or save for larger rewards over time
  • Travel when you want with a wide variety of scheduling and destination choices

Browse travel and merchandise options, check your points, and find out more by visiting ScoreCard Rewards.

Secured Visa Platinum

If you're just starting out or trying to rebuild your credit, our Secured Visa Platinum Credit Card gives you many of the same great benefits without the rewards.

  • Low rates
  • No fee or rate increase for cash advances
  • ATM access with PIN
  • Zero liability for unauthorized signature transactions
  • Added safety when you shop online with a Verified by Visa password – enroll your card today!
  • Convenient online shopping with Visa Checkout
  • Secured deposit of 105% of the card limit
  • One-time account setup fee of $25

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