Calculating bills papers on a desk

Snowball vs. Avalanche: What’s the Best Way to Tackle Debt?

The Snowball Method and the Avalanche Method are two popular approaches for paying down debt. Here are the pros and cons of each. Feb 22, 2021
Man smiling and hugging his new car

Top 5 Reasons It May Be Time To Refinance Your Auto Loan

Whether you want to lower your payment or pay less interest – see when refinancing your auto loan may be a good idea. Feb 01, 2021
model house sitting on top of cash

Home Buying: The 20% Down Myth

If you’re saving for a home of your own, you might think you need to save up until you have 20% of your dream home’s total value. But there are some other options. Jan 29, 2021
Couple signing loan at car dealership

Is Zero-Percent Financing a Good Deal?

Dealers offer 0% financing to get you into the showroom, but find out why it may not always be the best deal. Jun 29, 2020
Credit report with Good score

How to Build Up Your Credit from Scratch

If you’ve never had a credit card or loan, here are some steps for building a solid credit history. Jun 08, 2020
Loan document and money

Why Was I Denied? Common Reasons for Being Declined for a Loan

Learn the top 5 reasons you might be denied and what you can do to improve your chances for next time. Jun 01, 2020
Two women having a discussion at a credit union branch

What Does a Federal Reserve Rate Cut Mean to Me?

Find out how the the Fed’s recent rate cuts affect rates on loans, credit cards and savings accounts. Mar 19, 2020
Blueberry pie on table

5 Ingredients in Your Credit Score

Learn about the key ingredients that make up your credit score and what you can do to improve it! Jan 06, 2020
smiling woman with super imposed credit terms in front of her

The Dos and Don’ts of Credit Repair

Looking for ways to improve an unfavorable credit score? Look no further!

Oct 03, 2019
group of students walking and talking

Student Loan Consolidation: 7 Things You Need to Know

With the average student owing $37,000 by the time they leave school (many with multiple loans!), it’s important to know the options on the best way to repay these loans. Apr 05, 2019


Arizona Federal Staff