It's simple – when the credit union performs well financially, active members reap the rewards!

In fact, we’ve paid more than $36 million in Plus Payouts to our members since 2012!

Amount accrued for members as of 9/30/2019


So, how do you qualify for Plus Payouts?

You can qualify for Plus Payouts simply by having a Checking Plus Account.1 It’s that easy!

  • Throughout the year we’ll set aside any surplus earnings to fund the Plus Payout.
  • At the end of the year, members with an open Checking Plus Account will be eligible for a payout.
  • Plus Payouts will be in the form of loan interest refunds and bonus dividends to reward you for your business.
How much will be paid?

That’s simply a function of our revenue. The more our members use our services, the more revenue we make, and the more we can share!

Think this all sounds too good to be true? Take a look at these real member payouts:

As an active member, you can help increase the total amount available for Plus Payouts by:

If you're not already a member, open an account online or visit your nearest Arizona Federal branch to start earning your share!

1 Monthly Checking Plus Account fee of $3 can be waived by completing 10 or more qualifying transactions per month. Qualifying transactions include debit/credit card purchases, ACH deposits and withdrawals (e.g., direct deposit, automatic bill pay) and checks written and cleared from your account.