President's Message

Ronald L. Westad
President/CEO

Fall 2013

We're approaching the end of the year and the Holiday season - where has the year gone?

In terms of our personal finances, this is the time of year when many of us assess how we've done in terms of reaching our goals - and how much we have available for our Holiday spending - and if the answer isn't great, it can be a time of stress.

I hope that's not where you find yourself; however, if it is, we have many options available to help you reduce that stress. Plus, regardless of what you have or haven't accomplished so far this year, there's still time to make substantial progress - and plenty of things you can do to make sure you start next year off on the right foot.

It's also the fourth quarter of our cooperative's fiscal year, and that means it's time for us to assess our financial performance and determine how well we've done, and what it may mean for each of Us. As you'll see, preliminary numbers are very good, and our member-elected Board of Directors is considering declaring a PLUs (Payback for Loyalty to Us) payment that represents an increase of 67 percent over last year's $3 million. If you've been using the credit union as your primary source for your day-to-day transactions you stand to receive a portion of whatever the final payout ends up being - and if you've earned dividends or paid interest this year, you'll see an even greater share.

It truly is rewarding being one of Us!

Sincerely,

Ronald L. Westad
President & CEO