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Member Business Services Rates & Fees

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Programs, rates, tiers, terms and conditions are subject to change without notice.

Checking

Account	Annual Percentage Yield	Prospective Dividend Rate	Minimum Balance
Member Business Checking	0.05% 0.10% 0.15% 0.20%	0.05% 0.10% 0.15% 0.20%	$1,000 $10,000 $25,000 $50,000

Savings

Account	Annual Percentage Yield	Prospective Dividend Rate	Minimum Balance
Member Business Share Savings	0.05%	0.05%	$100

Member Business Special Savings	0.05%	0.05%	$100

Member Business Money Market	0.10% 0.15% 0.20% 0.35%	0.10% 0.15% 0.20% 0.35%	$1,000 $10,000 $25,000 $50,000


Notes: Subject to membership eligibility and par value terms. Fees may reduce earnings. Prospective dividend rates for December 1, 2009. Rates are subject to change without notice. View fees.

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Member Business Services "Pay for what you use" Fee Schedule

Savings and Money Market monthly activity fees	Cost per item
Checks deposited
0-6	Free
7+	$6.00
Number of withdrawals
0-6	Free
7+	$6.00

Number of monthly Bill Pay items	Cost per item
0-20	$0.00
21+	$1.00

Other Fees*
Deposit adjustment	$10.00
Return deposit (3rd party)	$10.00
Return deposit (maker to maker)	$30.00
Cash withdrawal (first $1,000/day is free)	$0.25 per $100
Coin deposit	4.9% of total
Coin withdrawal (first 10 rolls are free)	4.9% of total

*For a full listing of Business fees, visit any branch location or call (602) 683-1000.


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