|
Fee |
Amount |
Description/Details |
 |
|
ATM Cash Card Fee |
$2 per month |
Waived
for members under 18 years old or over 50. |
 |
|
ATM Deposit Adjustment Fee |
$10 per item |
Fee applied per non-negotiable item. |
|
$30 per item |
Fee applied per item if altered or envelope is empty. |
 |
|
ATM Fee (Foreign Usage) |
$2 per transaction over
four per month |
No
fee is charged for using Arizona Federal issued cards at an ATM owned by
us. At non-Arizona Federal owned ATMs, the
fee is $2 per transaction over four (4)
per month. Other institutions may assess
a fee when you use their ATM. |
 |
Bill Payer Internet |
No Charge |
|
 |
Card
Replacement Fee |
$5
standard/$30 rush delivery |
|
 |
|
Cashier's Check Fee |
$2 per check |
Fee charged to Arizona Federal members.
Waived for Prime Investors and Superior
Checking members. |
 |
Check Printing Charge |
Varies |
Cost will vary based on check selection.
Prime Investors and Superior Checking members
receive free Images of Arizona checks (one
box per order).
|
 |
|
Coin Processing Fee |
4.9% |
The
Coinstar machine automatically deducts the
4.9% fee — or you can choose to turn
your coins into an e-certificate and eliminate
the fee. Deposits made into DollarDot accounts
are exempt from the fee. |
 |
|
Collection Item |
$5 per item |
For items that require special handling. |
 |
|
Convenience Payment |
$18 per transaction |
Fee for loan payments made from a third party credit card. |
 |
|
Counter Checks |
$2 |
Fee for four (4) encoded temporary checks. |
 |
|
CU Online Internet |
No Charge |
|
 |
|
Document Copy Fee |
$2 per item |
$2
per copy, including documents such as tax forms, deposit slips from prior transactions, checks submitted for deposit, etc. Research fee charged for items over two years old.
|
 |
|
Excessive Withdrawal Fee |
$6 per withdrawal after
six transfers in a month |
Savings or sub-accounts only: $6 per transfer after six pre-authorized electronic funds transfers made in a month. These transfers include overdraft protection transfers from savings, ACH debits, telephonic transfers, CU Online, Touch Tone 24, and automatic transfers from savings to deposit accounts. This fee is assessed at the end of the month. |
 |
| Inactive Account Fee |
$5
per month |
$5
per month if account balance is less than
$100 and no financial transactions in the last 12 months. Posted on the 15th of each month. Waived if the member is under 18. |
 |
|
Penalty varies |
Penalties will not impact the principal balance unless funds are withdrawn within 7 days of opening date.
Penalties will apply as follows:
*12 to less than 24 months: 180 days dividends
*24 to less than 48 months: 360 days dividends
*48 months and greater: 720 days dividends
IRS taxes may apply; consult a tax advisor.
|
 |
|
Late Charge (Visa) |
|
Your payment is late if not received by the due date. Payments received more than 10 days after the due date are subject to a late charge of 10% of the payment due with a minimum fee of $10 for payments less than $50, $20 for payments from $50 to $69.99, and $30 minimum fee for payments $70 and greater. |
 |
|
Legal Process Fee |
$100 per request |
Fee to process a garnishment or levy. |
 |
|
Locator Fee |
$3 per notification |
Fee to update mailing address from postal service. |
 |
|
Money Order Purchase |
$3 per money order |
|
 |
|
Outgoing Wire Transfer |
$10 |
Domestic
wires (U.S.) |
|
$15
$40 |
Foreign
(Sent in foreign funds)
Foreign (Sent in U.S. funds) |
 |
|
Priority Mail |
$12 |
Two day delivery. |
|
$17
|
Standard overnight. |
 |
|
Research Fee |
$20 per hour |
One-hour
minimum. |
 |
|
Returned Deposited
Item Fee |
$10 each (per occurrence) |
Charged
for each occurrence of a deposit item being returned. |
|
$30 each (per occurrence) |
Charged for each occurrence of a deposit item returned on
the member's account at another institution. |
 |
|
Returned Draft Fee |
$35 per item (per occurrence) |
Fee
applied per transaction for all
checks, ACH debits, pre-authorized items,
Visa Check Card or ATM transactions presented against accounts with an insufficient available balance. Insufficient available balances include Non-sufficient funds (NSF) and Uncollected Funds (UCF). |
 |
|
Rush Scanned Title |
$35 |
Fee for overnight delivery of a scanned title. |
 |
|
Safe Deposit Box Rental
(Annual Fee) |
$30 |
3X5 |
|
$40 |
5X5 |
|
$50 |
3X10 |
|
$70 |
5X10 |
|
$110 |
10X10 |
|
$150 |
10X15
(19th Avenue
branch location only) |
 |
|
Safe Deposit Box -
Drilling Fee |
$200 |
If both keys are missing when box is surrendered. |
 |
|
Safe Deposit Box -
Late Fee |
$10 |
Late fee will be assessed at the time of payment if the rental payment is 30 days or more past due. |
 |
|
Safe Deposit Box -
Missing Key |
$25 |
Key fee if one key is missing when box is
surrendered. |
 |
Share Certificate Withdrawal Penalty |
Penalty varies
based on
certificate term |
Early withdraw penalty on amount withdrawn based on term:
*Less than 12 months: 90 days dividends
*12 to less than 24 months: 180 days
dividends
*24 to less than 48 months: 360 days dividends
*48 months and greater: 720 days dividends |
 |
|
Stop Payment Fee |
$35 per item |
Non-refundable. |
 |
|
Superior Checking Fee |
$3 per month |
|
|
$1.50 per month |
Lower
fee amount with qualifying balance. Qualifying
balance requires a minimum combined balance
of $10,000 in checking, savings or outstanding
loans. |
 |
|
Title Modification or Duplication |
$25 plus MVD fees |
Fees to modify ownership, name or state or to request a duplicate title. |
 |
|
Travelers Check Purchase |
1.5% of amount purchased |
Waived for Prime Investors and Superior
Checking members. |
 |
|
Travelers Checks for
Two |
2% of the amount purchased |
|
 |
|
Verification of Deposit |
$10 each |
|
 |
|
Visa Sales Draft Copy
Fee |
$12 per item |
|
 |