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Consumer Account Fee Schedule Print Page

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Fee
Amount

Description/Details

ATM Cash Card Fee
$2 per month

Waived for members under 18 years old or over 50.

ATM Deposit Adjustment Fee
$10 per item

Fee applied per non-negotiable item.

$30 per item

Fee applied per item if altered or envelope is empty.

ATM Fee (Foreign Usage)
$2 per transaction over four per month

No fee is charged for using Arizona Federal issued cards at an ATM owned by us. At non-Arizona Federal owned ATMs, the fee is $2 per transaction over four (4) per month. Other institutions may assess a fee when you use their ATM.

Bill Payer Internet
No Charge

Card Replacement Fee
$5 standard/$30 rush delivery

Cashier's Check Fee
$2 per check

Fee charged to Arizona Federal members. Waived for Prime Investors and Superior Checking members.

Check Printing Charge
Varies

Cost will vary based on check selection. Prime Investors and Superior Checking members receive free Images of Arizona checks (one box per order).
 

Coin Processing Fee
4.9%

The Coinstar machine automatically deducts the 4.9% fee — or you can choose to turn your coins into an e-certificate and eliminate the fee. Deposits made into DollarDot accounts are exempt from the fee.

Collection Item
$5 per item

For items that require special handling.

Convenience Payment
$18 per transaction

Fee for loan payments made from a third party credit card.

Counter Checks
$2
Fee for four (4) encoded temporary checks.
CU Online Internet
No Charge
Document Copy Fee
$2 per item

$2 per copy, including documents such as tax forms, deposit slips from prior transactions, checks submitted for deposit, etc. Research fee charged for items over two years old.
 

Excessive Withdrawal Fee
$6 per withdrawal after six transfers
in a month

Savings or sub-accounts only: $6 per transfer after six pre-authorized electronic funds transfers made in a month. These transfers include overdraft protection transfers from savings, ACH debits, telephonic transfers, CU Online, Touch Tone 24, and automatic transfers from savings to deposit accounts. This fee is assessed at the end of the month.

Inactive Account Fee
$5 per month

$5 per month if account balance is less than $100 and no financial transactions in the last 12 months. Posted on the 15th of each month. Waived if the member is under 18.

IRA
Withdrawal
Penalty

Penalty varies

Penalties will not impact the principal balance unless funds are withdrawn within 7 days of opening date. Penalties will apply as follows:

*12 to less than 24 months: 180 days dividends
*24 to less than 48 months: 360 days dividends
*48 months and greater: 720 days dividends

IRS taxes may apply; consult a tax advisor.

Late Charge (Visa)
Varies

Your payment is late if not received by the due date. Payments received more than 10 days after the due date are subject to a late charge of 10% of the payment due with a minimum fee of $10 for payments less than $50, $20 for payments from $50 to $69.99, and $30 minimum fee for payments $70 and greater.

Legal Process Fee
$100 per request
Fee to process a garnishment or levy.
Locator Fee
$3 per notification
Fee to update mailing address from postal service.
Money Order Purchase
$3 per money order
Outgoing Wire Transfer
$10

Domestic wires (U.S.)

$15
$40

Foreign (Sent in foreign funds)
Foreign (Sent in U.S. funds)

Priority Mail
$12

Two day delivery.

$17

Standard overnight.

Research Fee
$20 per hour

One-hour minimum.

Returned Deposited Item Fee
$10 each (per occurrence)

Charged for each occurrence of a deposit item being returned.

$30 each (per occurrence)

Charged for each occurrence of a deposit item returned on the member's account at another institution.

Returned Draft Fee
$35 per item (per occurrence)

Fee applied per transaction for all checks, ACH debits, pre-authorized items, Visa Check Card or ATM transactions presented against accounts with an insufficient available balance. Insufficient available balances include Non-sufficient funds (NSF) and Uncollected Funds (UCF).

Rush Scanned Title
$35

Fee for overnight delivery of a scanned title.

Safe Deposit Box Rental

(Annual Fee)
$30

3X5

$40

5X5

$50

3X10

$70

5X10

$110

10X10

$150

10X15 (19th Avenue branch location only)

Safe Deposit Box - Drilling Fee
$200

If both keys are missing when box is surrendered.

Safe Deposit Box - Late Fee
$10

Late fee will be assessed at the time of payment if the rental payment is 30 days or more past due.

Safe Deposit Box - Missing Key
$25

Key fee if one key is missing when box is surrendered.

Share Certificate Withdrawal Penalty
Penalty varies
based on
certificate term
Early withdraw penalty on amount withdrawn based on term:
*Less than 12 months: 90 days dividends
*12 to less than 24 months: 180 days dividends
*24 to less than 48 months: 360 days dividends
*48 months and greater: 720 days dividends
Stop Payment Fee
$35 per item

Non-refundable.

Superior Checking Fee
$3 per month

$1.50 per month

Lower fee amount with qualifying balance. Qualifying balance requires a minimum combined balance of $10,000 in checking, savings or outstanding loans.

Title Modification or Duplication
$25 plus
MVD fees

Fees to modify ownership, name or state or to request a duplicate title.

Travelers Check Purchase
1.5% of amount purchased

Waived for Prime Investors and Superior Checking members.

Travelers Checks for Two
2% of the amount purchased
 
Verification of Deposit
$10 each

Visa Sales Draft Copy Fee
$12 per item

Additional fees may apply for business accounts or requests by third parties. Inquire at branch locations or by calling (602) 683-1000.

 

 

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